Short-term medical insurance offers a temporary healthcare coverage solution, usually ranging from a few months to a year. It aims to fill healthcare insurance gaps for individuals in transition, such as those between jobs or awaiting longer-term coverage initiation. These plans are typically cost-effective compared to traditional health insurance but may have restricted benefits and exclude coverage for pre-existing conditions. They serve as a safety net during uncertain times, providing some defense against unforeseen medical costs until more extensive coverage is obtained.
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